Microsoft Copilot in Excel in Microsoft 365 Copilot: what does this AI read, and can you turn it off?
Checked on October 27, 2026
This AI is not on by default; it can be turned off.
The facts, edition by edition
| All editions | |
|---|---|
| What the AI does | Analyze “Microsoft Copilot in Excel assists users with suggestions for formulas, chart types, and insights about data in spreadsheets.” “Copilot in Excel introduces new finance-focused capabilities that help teams work to their standards, use trusted financial data, and stay in control of every change.” [4] dated copy |
| Model | Not yet verified |
| What it reads | Documents “Microsoft Copilot in Excel assists users with suggestions for formulas, chart types, and insights about data in spreadsheets.” [4] dated copy |
| Where the data goes | Not documented by the vendor “Models provided by Anthropic as a subprocessor are currently excluded from the EU Data Boundary.” [3] dated copy |
| Trains on your data | No “Data stored about user interactions with Microsoft Copilot is encrypted and isn't used to train foundation models (including those used by Microsoft Copilot) from model providers such as Microsoft (Azure Open AI Service), Anthropic, or OpenAI.” “isn't used to train foundation models (including those used by Microsoft Copilot) from model providers such as Microsoft (Azure Open AI Service), Anthropic, or OpenAI.” “Prompts, responses, and data accessed through Microsoft Graph aren't used to train foundation LLMs, including those used by Microsoft Copilot.” [4] dated copy |
| On by default | No “Une licence distincte pour une offre Microsoft 365 éligible est nécessaire.” [1] |
| Can be turned off | Yes “If you turn off connected experiences that analyze your content on devices in your organization, Microsoft Copilot features won't be available to your users in the following apps:” [3] dated copy |
| Billing | Not yet verified |
| Feature type | Not yet verified |
| Frameworks the catalog links to it | Not yet verified |
All editions
- What the AI does
- Analyze “Microsoft Copilot in Excel assists users with suggestions for formulas, chart types, and insights about data in spreadsheets.” “Copilot in Excel introduces new finance-focused capabilities that help teams work to their standards, use trusted financial data, and stay in control of every change.” [4] dated copy
- Model
- Not yet verified
- What it reads
- Documents “Microsoft Copilot in Excel assists users with suggestions for formulas, chart types, and insights about data in spreadsheets.” [4] dated copy
- Where the data goes
- Not documented by the vendor “Models provided by Anthropic as a subprocessor are currently excluded from the EU Data Boundary.” [3] dated copy
- Trains on your data
- No “Data stored about user interactions with Microsoft Copilot is encrypted and isn't used to train foundation models (including those used by Microsoft Copilot) from model providers such as Microsoft (Azure Open AI Service), Anthropic, or OpenAI.” “isn't used to train foundation models (including those used by Microsoft Copilot) from model providers such as Microsoft (Azure Open AI Service), Anthropic, or OpenAI.” “Prompts, responses, and data accessed through Microsoft Graph aren't used to train foundation LLMs, including those used by Microsoft Copilot.” [4] dated copy
- On by default
- No “Une licence distincte pour une offre Microsoft 365 éligible est nécessaire.” [1]
- Can be turned off
- Yes “If you turn off connected experiences that analyze your content on devices in your organization, Microsoft Copilot features won't be available to your users in the following apps:” [3] dated copy
- Billing
- Not yet verified
- Feature type
- Not yet verified
- Frameworks the catalog links to it
- Not yet verified
To turn it off
- All editions: Yes “If you turn off connected experiences that analyze your content on devices in your organization, Microsoft Copilot features won't be available to your users in the following apps:” [3] dated copy
Frameworks the catalog links to it
Linked frameworks will appear once the reference set is published.
- All editions: Not yet verified
Sources
- Microsoft 365 Copilot, tarifs entreprise, Microsoft, October 8, 2026
- Microsoft 365 Copilot Business, tarifs, Microsoft, October 8, 2026
- Data, Privacy, and Security for Microsoft Copilot, Microsoft, October 22, 2026
- Application card: Microsoft Copilot (for organizations), Microsoft, October 22, 2026
- Microsoft 365 Roadmap, ID 558286, Microsoft, October 22, 2026
Change log
No change since first publication.
This fact sheet says nothing about your setup: the free readout, in French for now, reads it in your tools.